Acceptance of use

The US Educational Financial Solutions, Inc. (USEFS) website ( is subject to the following Terms of Use ("TAC"). USEFS reserves the right to update the TAC at any time without notice to you. The most current TAC can be reviewed by clicking on the "Terms and Conditions" hyperlink located at the bottom of our web pages.

Description of Services

USEFS's website provides you with access to a variety of resources including but not limited to educational materials, press releases, financial calculators, and descriptions of our packages and services which will be collectively referred to as "Services". The Services, including any update and additions, are subject to the TAC.


USEFS does not warrant the completeness, timeliness, or accuracy of the Services available on this website. In no event will USEFS be liable to any party for any direct, indirect, special, or other damages for any use of or reliance upon the information found at this web site, or on any linked web site, including, without limitation, lost profits, business interruption, loss of programs, or other data, even if USEFS expressly advised of the possibility of such damages.

The Services are for your personal use. You may not modify, copy, distribute, transmit, display, reproduce, publish, license, or sell any information obtained from Services. Membership benefits are available only to paid Members.

Software Use

Use of any Software provided on this site is governed by the terms of the user agreement which accompanies the Software. An end user will not be able to install any Software unless he or she first agrees to the terms of the agreement.

Privacy and Protection of Personal Information

See the Privacy Policy disclosures relating to the collection and use of your information.

Customer Account, Password, and Security

Customer account numbers and passwords will be provided by USEFS. You are entirely responsible for the confidentiality of your account number and password. Furthermore, you are responsible for any and all activities that occur under your account. You agree to notify USEFS. immediately of any unauthorized use of your account or any other breach in security. USEFS will not be liable for any loss that you may incur as a result of someone else using your account number or password, either with or without your knowledge. You may not use anyone else's account number at any time.

Unlawful or Prohibited Use

You may not attempt to gain unauthorized access to any Services, other accounts, computer systems or networks connected to any USEFS server or to any of the Services, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Services.


The links accessed on or through the USEFS website will let you leave USEFS's site. The linked sites are not under the control of USEFS and USEFS is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. USEFS is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by USEFS of the site.